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Published April 18, 2012, 12:00 AM

NOTICE OF MORTGAGE FORECLOSURE- WILLARD

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY

LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 11/22/2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,400.00

MORTGAGOR(S): Robert W. Willard and Myrtle J. Willard, f/k/a Myrtle J. Murray, husband and wife

DATE AND PLACE OF FILING: 01/10/2006 as Document Number 3563205 in the Office of the County Recorder, Washington County, Minnesota

LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 6, Forest Park 2nd Addition, Washington County, Minnesota

STREET ADDRESS OF PROPERTY: 542 Grafton Avenue N., Oakdale, MN 55128

COUNTY IN WHICH PROPERTY IS LOCATED: Washington

TAX PARCEL I.D. NO.: 31.029.21.24.0062

LENDER: U.S. Bank National Association ND

RESIDENTIAL MORTGAGE ORIGINATOR: U.S. Bank National Association ND

RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND

TRANSACTION AGENT: None

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $199,912.89

No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof.

There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes.

Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: 05/31/2012 at 10:00 A.M.

PLACE OF SALE: Washington Sheriff's Office, 15015 62nd Street North Stillwater, MN 55082 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on 12/03/2012

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: 04/18/2012

U.S. Bank National Association ND, Mortgagee/Mortgage Assignee

Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee

531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

4/18-5/23/2012

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