THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE:November 13, 2006
MORTGAGOR: Edward M Stulc, unmarried.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc..
DATE AND PLACE OF RECORDING: Recorded January 10, 2007 Washington County Recorder, Document No. 3624672.
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as successor trustee to Bank of America, N.A., successor by merger to LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF1. Dated August 1, 2008 Recorded October 9, 2008, as Document No. 3710830.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT\'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011353270
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin, a Division of National City Bank
RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc.
MORTGAGED PROPERTY ADDRESS: 7597 Lamar Avenue South, Cottage Grove, MN 55016
TAX PARCEL I.D. #: 12.027.21.32.0014
LEGAL DESCRIPTION OF PROPERTY: All that part of the Northwest 1/4 of the Southwest 1/4 of Section 12 In Township 27 North, of Range 21 West of the Fourth Principal Meridian, described as follows: Commencing at a point on the East line of the Old Country Road from Woodbury to Point Douglas through Village of Cottage Grove, said point of commencement being distant South 9 1/2 degree West 41 rods from a point on the North line of the Northwest 1/4 of the Southwest 1/4 where the East line of the Old Country Road intersects the North line of the Northwest 1/4, of the Southwest ¼, said point of commencement also being the Southwest corner of a tract deeded by W.W Furber and Mary E. Furber, his Wife to Asacia Lodge: No. 51 A.F. & A.M,; thence South 9 1/2 degrees West on the East line of said road 7 rods; thence South 80 1/2 degrees. East 12 rods; thence North 9 ½ degrees East 7 rods; the-nce North 80 1/2 degrees West 12 rods to the point of commencement according to the recorded plat thereof,
COUNTY IN WHICH PROPERTY IS LOCATED: Washington
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,206.38
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 1, 2014 at 10:00 AM
PLACE OF SALE: Sheriff\'s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys\' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR\'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: August 1, 2014
U.S. Bank National Association, as Trustee
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
38 - 14-005313 FC
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.