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NOTICE OF MORTGAGE FORECLOSURE SALE

Wednesday, October 24, 2012 - 12:00am

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY

LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 07/12/2002

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00

MORTGAGOR(S): Anita L. Galkin, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P.

DATE AND PLACE OF FILING: 09/06/2002 as Document Number 3261478 in the Office of the County Recorder, Washington County, Minnesota

ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P.

DATE AND PLACE OF FILING: 10/05/2012 as Document Number 3910215 in the Office of the County Recorder, Washington County, Minnesota

TAX PARCEL I.D. NO.: 29.030.20.24.0052

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Wildwood Pines 5th Addition, Washington County, Minnesota

ABSTRACT PROPERTY

STREET ADDRESS OF PROPERTY: 301 Boutwell Rd N., Stillwater, MN 55082

COUNTY IN WHICH PROPERTY IS LOCATED: Washington

LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P.

RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN: 1000179-3512060051-1

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $185,225.29

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes.

Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Washington, Minnesota at public auction as follows:

DATE AND TIME OF SALE: 12/06/2012 at 10:00 A.M.

PLACE OF SALE: Washington Sheriff's Office, 15015 62nd Street North, Stillwater, MN 55082 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY:

Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 06/06/2013, or the next business day if 06/06/2013 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: 10/17/2012

Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee

Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee

531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

10/24-11/28/2012


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