THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF
THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY
LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 17, 2008
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,633.00
MORTGAGOR(S): Susan M. Andert
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. for CTX Mortgage Company LL
DATE AND PLACE OF FILING: April 30, 2008 as Document Number 3690343 in the Office of the County
Recorder, Washington County, Minnesota
ASSIGNMENTS OF MORTGAGE: Bank of America, N.A., successor by merger to BAC Home Loans
Servicing, LP FKA Countrywide Home Loans Servicing LP recorded October 12, 2011 as Document Number
3857691 Office of the County Recorder, Washington County, Minnesota
TAX PARCEL I.D. NO.: 18-031-21-23-0199
LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 2405, HERITAGE PONDS, COMMON INTEREST
COMMUNITY NO. 256, 21ST SUPPLEMENTAL, WASHINGTON COUNTY, MINNESOTA.
STREET ADDRESS OF PROPERTY: 15578 Empress Avenue N, Unit 1, Hugo, MN 55038
COUNTY IN WHICH PROPERTY IS LOCATED: Washington
LENDER OR BROKER AND MORTGAGE ORIGINATOR: CTX Mortgage Company, LLC
RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services, LLC
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE:
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any
part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said
mortgage, and/or applicable statutes.
Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Washington County, Minnesota at public auction as follows:
DATE AND TIME OF SALE: September 2, 2014 at 10:00 AM
PLACE OF SALE: Washington Sheriff`s Office, Law Enforcement Center, 15015 62nd Street N,
Stillwater, MN 55082 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.
The time allowed by law for redemption by said Mortgagor(s) or Mortgagor`s personal representatives or assigns is six (6) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY:
If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or
before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or
the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2015, or the next business day if
March 2, 2015 falls on a Saturday, Sunday or legal holiday.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S
PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL
ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING,
AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL
DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL
PRODUCTION, AND ARE ABANDONED.
Dated July 8, 2014
Mortgage Assignee: Bank of America, N.A.
The Wirbicki Law Group LLC, by Kelly Mandelstein MN Bar No. 0390198
Attorneys for Mortgage Assignee
33 W. Monroe St.
Chicago, IL 60603
"THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE."